You cant force the freeze, the club has to agree to do this, but why would they? How much money do you think fans, especially those living in Liverpool, earn? How many are going with (and are financially responsible for) family? If banks think there is a risk, they are likely to increase interest rates offered, not reduce them - which either leaves the fan more out of pocket now, or less likely to take the club up on its offer. Fans struggling to continue paying the loans wont be pretty, and if the solution is that the club buy the ticket back, the fan has lost his chance to watch the team while the club pays a higher interest rate. Setting a price in stone now reduces the clubs income over the next 10 years. Prices of everything the club is buying will rise over the next 10 years, but you have just suggested that the club fixes one of it's sources of income during that same period, meaning the club will have difficulty investing during that period - i.e facilities or playing squad while other clubs revenue from ticket prices increase.